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Ginnie Mae is a government-run, thus inefficient, program designed to siphon off hard-working Americans' money to be sent directly into the hands of the lazy, shiftless and communist.
Ginnie Mae is short for "Government National Mortgage Association" despite how socialist big government types have seen fit to abuse it.
As a part of the bloated Department of Housing and Urban Development, Ginnie Mae sits comfortably in Washington getting fat on someone else's money, while watching "her stories" on her 52" flat screen TV while birthing children on a regular basis.